Budgeting: the word you love to hate. I've worked with hundreds of people helping them regain control over their
budgets.
How many times have you heard "you can't buy a $5 coffee every day and expect to save"? Well, it may be true that you could have MORE to save if you had less expenses, but does working towards your future require you to give up the little things that bring you joy today? The most important part of of building a budget that you wont quit on?
****Budget for the things you love!****
So many people try to cut things like daily coffee's, fitness club memberships, or the monthly shopping spree out of their expenses first. What I have found is that if you eliminate your favorite things from your budget, you will most likely start to spend on them again after a few months without it. Because you have been depriving yourself from the things that bring you joy in your life, you are making your budget the thing that is getting in the way of your happiness!
Your budget is your friend! It should motivate you and help to advance you towards your future goals, not prevent you from enjoying the things that make your day today. Its important when you are building your budget to work these types of things into your monthly expenses so that they are accounted for ahead of time. This puts you and your monthly budget in a winning position from the beginning, so that you can afford your spin class or an extra trip to the mall.
So yes, you CAN get that expensive coffee on your way out today!
